Xiaojiao Cui | Investor Relations |
Shen Peng | Founder, Chairman and Chief Executive Officer |
Yang Guang | Co-Founder, Director and General Manager of Insurance Marketplace |
Hu Yao | Co-Founder, Director and General Manager of Medical Crowdfunding and Healthcare |
Kevin Shi | Chief Financial Officer |
Michael Li | Bank of America |
Good morning, ladies and gentlemen, and thank you for standing by for Waterdrop Inc.'s Fourth Quarter and Fiscal Year 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After management's prepared remarks, there will be a question-and-answer session.
As a reminder, today's conference call is being recorded. I would now like to turn the meeting over to your host for today's call, Ms.