Mark Olson | executive |
Richard McCathron | executive |
Stewart Ellis | executive |
Thomas Mcjoynt-Griffith | analyst |
Yaron Kinar | analyst |
Matthew Carletti | analyst |
Hello, everyone, and welcome to the Hippo Holdings Fourth Quarter 2023 Earnings Call. My name is Charlie, and I'll be coordinating the call today.
You'll have the opportunity to ask questions at the end of the presentation. [Operator Instructions]. I'll now hand over to our host, Mark Olson, Director of Corporate Communications, to begin.