|Willie Newman||President and Chief Executive Officer|
|Mark Elbaum||Chief Financial Officer|
|Ginger Wilcox||Head of Investor Relations|
|John Kilichowski||Credit Suisse|
|Steve Delaney||JMP Securities|
|Kevin Barker||Piper Sandler|
|Blake Netter||Morgan Stanley|
|Mihir Bhatia||Bank of America|
Greetings, and welcome to Home Point Capital's First Quarter 2022 Financial Results Call. [Operator instructions].
As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Ginger Wilcox.
Thank you, operator.