John Kao | Founder and Chief Executive Officer |
Thomas Freeman | Chief Financial Officer |
Whit Mayo | SVB |
Ryan Daniels | William Blair |
Michael Ha | Morgan Stanley |
John Ransom | Raymond James |
Kevin Fischbeck | BofA |
Cal Sternick | JPMorgan |
Nathan Rich | Goldman Sachs |
Good afternoon, and welcome to Alignment Healthcare's Fourth Quarter 2022 Earnings Conference Call and Webcast. [Operator Instructions] Please note that this event is being recorded. Leading today's call are John Kao, Founder and CEO; and Thomas Freeman, Chief Financial Officer.
Before we begin, we would like to remind you that certain statements made during this call will be forward-looking statements as defined by the Private Securities Litigation Reform Act. These forward-looking statements are subject to various risks and uncertainties and reflect our current expectations based on our beliefs, assumptions and information currently available to us.