Steve Adams | IR |
Kessel Stelling | Chairman and Chief Executive Officer |
Kevin Howard | Executive Vice President and Chief financial officer |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Brady Gailey | KBW |
Jennifer Demba | SunTrust Robinson Humphrey |
Brad Milsaps | Sandler O'Neill |
Ken Zerbe | Morgan Stanley |
Christopher Marinec | FIG Partners |
Good morning, and welcome to the Synovus Third Quarter 2018 Earnings Conference Call. All participants will been in listen-only-mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Steve Adams, Senior Director of Investor Relations. Please go ahead.