Kevin Brown | Senior Director of Forecasting & Analytics |
Kessel Stelling | Chairman & CEO |
Andrew Gregory | Executive VP & CFO |
Kevin Blair | President & COO |
Robert Derrick | Executive VP & Chief Credit Officer |
Ebrahim Poonawala | Bank of America Securities |
Tyler Stafford | Stephens |
Brady Gailey | KBW |
Jennifer Demba | SunTrust |
Kevin Fitzsimmons | D.A. Davidson |
John Pancari | Evercore ISI |
Michael Rose | Raymond James |
Ken Zerbe | Morgan Stanley |
Brad Milsaps | Piper Sandler |
Steven Alexopoulos | JPMorgan |
Jared Shaw | Wells Fargo Securities |
Chris Marinac | Janney Montgomery Scott |
Garrett Holland | Baird |
Steven Duong | RBC Capital |
Hello, and welcome to Synovus Financial Corp. Fourth Quarter 2019 Results Conference Call. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to your host today, Kevin Brown. Please go ahead.