Jency John | Head-Investor Relations |
Gal Krubiner | Chief Executive Officer |
Michael Kurlander | Chief Financial Officer |
Rayna Kumar | UBS |
John Davis | Raymond James |
Joseph Vafi | Canaccord |
Reggie Smith | JPMorgan |
Blair Abernethy | Rosenblatt Securities |
Good day, and welcome to the Pagaya’s Second Quarter 2022 Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Today’s call is being recorded. At this time, I would like to turn the call over to Jency John, Head of Investor Relations.