Jason Wilk | Chairman and Chief Executive Officer |
Kyle Beilman | Chief Financial Officer |
Michael Falco | JMP Securities |
Greetings, and welcome to Dave’s Third Quarter 2022 Earnings Call.
As a reminder, this conference is being recorded. This afternoon, Dave issued a press release announcing results for the third quarter ended November 10, 2022, which can be found at investors.dave.com. We would like to remind you that during this conference call management will be making forward-looking statements, including statements regarding expectations related to financial guidance, outlook for the sector and company, and the expected investment in growth initiatives. Please note these forward-looking statements are based on current expectations and assumptions which are subject to risks and uncertainties.