Gal Krubiner | CEO |
Michael Kurlander | CFO |
Jency John | Head of IR |
Rayna Kumar | UBS |
Eugene Simuni | MoffettNathanson |
Hal Goetsch | Loop Capital |
Joseph Vafi | Canaccord Genuity |
Good day, and welcome to the Pagaya Q4 and Full Year 2022 Earnings Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions].
As a reminder, this conference is being recorded.