Tim Sedabres | IR |
Craig Dahl | Chairman and CEO |
Brian Maass | CFO |
Mike Jones | EVP of Consumer Banking |
Bill Henak | EVP of Wholesale Banking |
Jim Costa | Chief Risk Officer and Chief Credit Officer |
Jon Arfstrom | RBC Capital Markets |
Nathan Race | Piper Jaffray |
David Long | Raymond James |
Chris McGratty | KBW |
Jared Shaw | Wells Fargo Securities |
Lana Chan | BMO Capital Markets |
Ken Zerbe | Morgan Stanley |
Brock Vandervliet | UBS |
David Chiaverini | Wedbush Securities |
Good morning, and welcome to TCF's 2019 First Quarter Earnings Call. My name is Jamie, and I will be your conference operator today. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer period. [Operator Instructions] Please also note today's conference is being recorded.