Dennis McDaniel | Vice President, Investor Relations Officer |
Steven Justus Johnston | President and Chief Executive Officer |
Michael James Sewell | Senior Vice President and Chief Financial Officer |
Martin Hollenbeck | Chief Investment Officer, Senior Vice President, Assistant Secretary and Assistant Treasurer |
J.F. Scherer | Executive Vice President and Chief Insurance Officer |
Martin Mullen | Chief Claims Officer, Senior Vice President |
Arash Soleimani | Keefe, Bruyette & Woods, Inc. |
Paul Newsome | Sandler O'Neill + Partners, L.P. |
Mark Dwelle | RBC Capital Markets |
Ian Gutterman | Balyasny Asset Management LP |
Josh Shanker | Deutsche Bank |
Michael Zaremski | Credit Suisse |
Good morning. My name is Emilie, and I will be your conference operator today. At this time, I would like to welcome everyone to the First Quarter 2018 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.