Dennis McDaniel | IR Officer |
Steve Johnston | President & CEO |
Mike Sewell | CFO |
Steve Spray | Chief Insurance Officer, Cincinnati Insurance |
Marty Mullen | SVP & Chief Claims Officer |
Mike Zaremski | Credit Suisse |
Paul Newsome | Sandler O'Neill |
Josh Shanker | Deutsche Bank |
Meyer Shields | KBW |
Amit Kumar | Buckingham Research |
Good morning, my name is Natalia and I will be your conference operator today. At this time, I would like to welcome everyone to the Second Quarter 2019 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers remarks, there will be a question-and-answer session. [Operator Instructions].