Dennis McDaniel | Investor Relations Officer |
Steve Johnston | President & Chief Executive Officer |
Mike Sewell | Chief Financial Officer |
Marty Hollenbeck | Chief Investment Officer |
Steve Spray | Cincinnati Insurance's Chief Insurance Officer |
Mike Zaremski | Credit Suisse |
Amit Kumar | Buckingham Research |
Meyer Shields | KBW |
Mark Dwelle | RBC Capital Markets |
Ladies and gentlemen, thank you for standing by. And welcome to the Fourth Quarter and Full Year 2019 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.