Dennis McDaniel | Investor Relations |
Steven Johnston | President and Chief Executive Officer |
Michael Sewell | Chief Financial Officer |
Martin Hollenbeck | Chief Investment Officer |
Stephen Spray | Cincinnati Insurance’s Chief Insurance Officer |
Martin Mullen | Chief Claims Officer |
Theresa Hoffer | Senior Vice President of Corporate Finance |
Mike Zaremski | Credit Suisse |
Paul Newsome | Piper Sandler |
Meyer Shields | KBW |
Mark Dwelle | RBC Capital Markets |
Phil Stefano | Deutsche Bank |
Ron Bobman | Capital Returns |
Ladies and gentlemen, thank you for standing by. And welcome to the Cincinnati Financial Corporation's Second Quarter 2020 Earnings Conference Call. At this time, all participants’ lines have been placed on a listen-only mode. And later, we will open the floor for your questions. [Operator Instruction].