Dennis McDaniel | Investor Relations Officer |
Steve Johnston | President and Chief Executive Officer |
Mike Sewell | Chief Financial Officer |
Steve Spray | Chief Insurance Officer-Cincinnati Insurance |
Marty Mullen | Chief Claims Officer |
Phil Stefano | Deutsche Bank |
Paul Newsome | Piper Sandler |
Mike Zaremski | Credit Suisse |
Meyer Shields | KBW |
Mark Dwelle | RBC Capital Markets |
Ladies and gentlemen, thank you for standing by, and welcome to the Cincinnati Financial Corporation's Third Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] I would now like to hand the conference over to your speaker today, Dennis McDaniel, Investor Relations Officer.