Darlene Persons | IR |
Ralph Babb | Chairman and CEO |
Muneera Carr | President |
Curtis Farmer | President, Comerica Incorporated and Comerica Bank |
Pete Guilfoile | Chief Credit Officer |
Steve Alexopoulos | JPMorgan |
Ken Usdin | Jefferies |
John Pancari | Evercore ISI |
Ken Zerbe | Morgan Stanley |
Erika Najarian | Bank of America |
Bill Carcache | Nomura Securities |
Scott Siefers | Sandler O'Neill & Partners |
Geoffrey Elliot | Autonomous Research |
Brett Rabatin | Piper Jaffray |
Peter Winter | Wedbush Securities |
Jennifer Demba | SunTrust Robinson Humphrey |
Steve Moss | B. Riley FBR |
David Rochester | Deutsche Bank AG |
Brock Vandervliet | UBS Investment Bank |
Brian Klock | Keefe Bruyette Woods |
Good morning. My name is Regina, and I will be your conference operator today. At this time, I would like to welcome everyone to the Comerica Second Quarter 2018 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.