Darlene Persons | Investor Relations |
Ralph Babb | Chairman and Chief Executive Officer |
Curtis Farmer | President, Comerica Incorporated & Comerica Bank |
Muneera Carr | Executive Vice President and Chief Financial Officer |
Peter Guilfoile | Executive Vice President and Chief Credit Officer |
John Pancari | Evercore |
Erika Najarian | Bank of America |
Ken Zerbe | Morgan Stanley |
Steven Alexopoulos | JPMorgan |
Brett Rabatin | Piper Jaffray |
Ken Usdin | Jefferies |
Jennifer Demba | SunTrust |
Gary Tenner | D.A. Davidson |
Dave Rochester | Deutsche Bank |
Scott Siefers | Sandler O'Neill |
Steve Moss | B. Riley FBR |
Good morning, my name is Michelle and I will be your conference operator today. At this time, I would like to welcome everyone to the Comerica First Quarter 2019 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. [Operator Instructions] I would now like to turn the call over to Darlene Persons, Director of Investor Relations.