Darlene Persons | Investor Relations |
Curtis Farmer | President, Comerica Incorporated & Comerica Bank |
Muneera Carr | Executive Vice President and Chief Financial Officer |
Peter Guilfoile | Executive Vice President and Chief Credit Officer |
Brett Rabatin | Piper Jaffray |
Ken Zerbe | Morgan Stanley |
John Pancari | Evercore ISI |
Steven Alexopoulos | JPMorgan |
Brocker Vandervliet | UBS Investment Bank |
Peter Winter | Wedbush Securities |
Steve Moss | B. Riley FBR |
Erika Najarian | Bank of America |
Gary Tenner | D.A. Davidson |
Marty Mosby | Vining Sparks IBG, LP |
Good morning, my name is Regina and I will be your conference operator today. At this time, I would like to welcome everyone to the Comerica Second Quarter 2019 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. [Operator Instructions]