Darlene Persons | Director, IR |
Curtis Farmer | CEO, President & Director |
James Herzog | Interim CFO, EVP & Treasurer |
Peter Sefzik | EVP, Business Bank |
Kenneth Zerbe | Morgan Stanley |
Brett Rabatin | Piper Jaffray Companies |
John Pancari | Evercore ISI |
Peter Winter | Wedbush Securities |
Steven Alexopoulos | JPMorgan Chase & Co. |
Erika Najarian | Bank of America Merrill Lynch |
Jon Arfstrom | RBC Capital Markets |
Gary Tenner | D.A. Davidson & Co. |
Good morning, my name is Regina, and I will be your conference operator today. At this time, I would like to welcome everyone to the Comerica Third Quarter 2019 Earnings Conference Call. [Operator Instructions].
I would now like to turn the call over to Darlene Persons, Director of Investor Relations. Ma'am, you may begin.