Darlene Persons | Director of Investor Relations |
Curtis Farmer | Chairman, President and Chief Executive Officer |
James Herzog | Executive Vice President and Chief Financial Officer |
Melinda Chausse | Executive Vice President and Chief Credit Officer |
Peter Sefzik | Executive Vice President and Executive Director, Commercial Bank |
Peter Winter | Wedbush Securities |
Ken Zerbe | Morgan Stanley |
Steve Alexopoulos | JP Morgan |
Rahul Patil | Evercore ISI |
Erika Najarian | Bank of America |
Scott Siefers | Piper Sandler |
Ken Usdin | Jefferies |
Terry McEvoy | Stephens |
Ladies and gentlemen, thank you for standing by, and welcome to Comerica's Third Quarter 2020 Earnings Call. At this time, all participants are in a listen-only mode. After the speakers' remarks, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the conference over to Darlene Persons, Director of Investor Relations. Please go ahead, ma'am.