Christa Davies | Executive VP & CFO |
Eric Andersen | Co-President |
Gregory Case | CEO & Executive |
Michael O'Connor | Co-President |
Sarah DeWitt | JPMoran |
Yaron Kinar | Goldman Sachs |
Elyse Greenspan | Wells Fargo |
Meyer Shields | KBW |
Good morning, and thank you for holding. Welcome to Aon plc's Third Quarter 2018 Earnings Conference Call. (Operator Instructions) I would also like to remind all parties that this call is being recorded, and that it is important to note that some of the comments in today's call may constitute certain statements that are forward-looking in nature as defined by the Private Securities Reform Act of 1995. Such statements are subject to certain risks and uncertainties that could cause actual results to differ materially from historical results or those anticipated. Information concerning risk factors that could cause such differences are described in the press release covering our third quarter 2018 results as well as having been posted on our website.