Chuck Sulerzyski | President and Chief Executive Officer |
Katie Bailey | Chief Financial Officer |
Scott Siefers | Piper Sandler |
Steve Moss | B. Riley FBR |
Michael Perito | Keefe, Bruyette & Woods, Inc. |
Russell Gunther | D.A. Davidson & Co. |
Joseph Plevelich | Boenning & Scattergood, Inc. |
[00:00:03] Good morning and welcome to People's Bankcorp Conference Call. My name is Sarah and I will be your conference facilitator. This call will cover a discussion of the results of operations for the quarterly period in nine months ended September 30, 20, 20. Please be advised that all lines have been placed on you to prevent any background noise. After the speaker's remarks, there will be a question and answer period, if you would like to ask a question during this time, simply press star, then one on your telephone keypad and questions will be taken in the order they are received.