Meryl Golden | executive |
Jennifer Gravelle | executive |
Jonathan Old | analyst |
Hello, and welcome to the Kingstone Companies Inc. Fourth Quarter and Full Year 2023 Earnings Conference Call. [Operator Instructions] At this time, I'd like to turn the call over to Karin Daly, Vice President of the Equity Group and Kingstone's Investor Relations representative. Karin, you may begin.
Thank you, Kevin.