Nicole Stokes | CFO |
Dennis Zember | President, CEO |
Jon Edwards | Chief Credit Officer |
Tyler Stafford | Stephens Inc |
Brady Gailey | KBW |
Jennifer Demba | SunTrust |
Brett Rabatin | Piper Jaffray |
Good morning, and welcome to the Ameris Bank First Quarter 2019 Financial Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Nicole Stokes, Chief Financial Officer.