Nicole Stokes | CFO |
Palmer Proctor | CEO |
Jon Edwards | Chief Credit Officer |
Tyler Stafford | Stephens |
David Feaster | Raymond James |
Woody Lay | KBW |
Christopher Marinac | Janney Montgomery Scott |
Good day. And welcome to the Ameris Bancorp First Quarter 2020 Financial Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, today’s event is being recorded.