Nicole Stokes | executive |
H. Proctor | executive |
Brady Gailey | analyst |
Casey Whitman | analyst |
Jon Edwards | executive |
Christopher Marinac | analyst |
Kevin Fitzsimmons | analyst |
Russell Elliott Gunther | analyst |
Brandon King | analyst |
Good morning, everyone and welcome to Ameris Bancorp's Third Quarter Conference Call. All participants will be in a listen-only mode. [Operator Instructions] Please also note today's event is being recorded. At this time, I'd like to turn the floor over to Nicole Stokes, Chief Financial Officer. Ma'am, please go ahead.