Patrick Gallagher | Chairman, President & CEO |
Douglas Howell | Corporate VP & CFO |
Michael Zaremski | Crédit Suisse |
Charles Peters | Raymond James & Associates |
Elyse Greenspan | Wells Fargo Securities |
Yaron Kinar | Goldman Sachs Group |
Mark Hughes | SunTrust Robinson Humphrey |
Jon Newsome | Piper Sandler & Co. |
Meyer Shields | KBW |
Ryan Tunis | Autonomous Research |
Good afternoon, and welcome to the Arthur J. Gallagher and Company's First Quarter 2020 Earnings Conference Call. [Operator Instructions]. Today's call is being recorded.
If you have any objections, you may disconnect at this time.