Christina Carrabino | Investor Relations |
Chris Myers | President and Chief Executive Officer |
Allen Nicholson | Executive Vice President and Chief Financial Officer |
Jackie Bohlen | KBW |
Matthew Clark | Piper Jaffray |
Gary Tenner | D.A. Davidson |
Aaron Deer | Sandler O’Neill |
Good morning, ladies and gentlemen and welcome to the Third Quarter 2019 CVB Financial Corporation and its subsidiary Citizens Business Bank Earnings Conference Call. My name is Chuck and I am your operator for today. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer period. Please note that this call is being recorded.