Christina Carrabino | Investor Relations |
David Brager | Chief Executive Officer |
Allen Nicholson | Executive Vice President and Chief Financial Officer |
Gary Tenner | DA Davidson |
David Feaster | Raymond James |
Jackie Bohlen | KBW |
Tim Coffey | Janney |
Jake Stern | D.A. Davidson |
Good morning, ladies and gentlemen. And welcome to the First Quarter of 2020 CVB Financial Corporation and its Subsidiary Citizens Business Bank Earnings Conference Call. My name is Chuck and I am your operator for today. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer period.