Chris Doll | Director, Investor Relations |
Greg Carmichael | President and Chief Executive Officer |
Tayfun Tuzun | Chief Financial Officer |
Jamie Leonard | Treasurer |
Scott Siefers | Sandler O’Neill |
Ken Zerbe | Morgan Stanley |
Matt O'Connor | Deutsche Bank |
Ken Usdin | Jefferies |
Mike Mayo | Wells Fargo Securities |
Gerard Cassidy | RBC |
Saul Martinez | UBS |
Marty Mosby | Vining Sparks |
Kevin St. Pierre | KSP Research |
Good day. My name is Jay, and I’ll be your conference operator for today. At this time, I would like to welcome everyone to the Fifth Third Bancorp’s Second Quarter 2019 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session.