Chris Doll | Director of Investor Relations |
Greg Carmichael | Chief Executive Officer |
Jamie Leonard | Chief Financial Officer |
Tim Spence | President |
Richard Stein | Chief Credit Officer |
Scott Siefers | Piper Sandler |
Ken Usdin | Jefferies |
Peter Winter | Wedbush Securities |
Terry McEvoy | Stephens |
Ken Zerbe | Morgan Stanley |
Bill Carcache | Wolfe Research |
Erika Najarian | Bank of America |
John Pancari | Evercore ISI |
Mike Mayo | Wells Fargo Securities |
Saul Martinez | UBS |
Gerard Cassidy | RBC |
Christopher Marinac | Janney Montgomery Scott |
Ladies and gentlemen, thank you for standing by. And welcome to the Fifth Third Bancorp Fourth Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker’s presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded.