Tom Bumbolow | Head of Business Development and Distribution |
Georgette Nicholas | Chief Executive Officer |
Eric Berg | Chief Financial Officer |
John Barnidge | Piper Sandler |
Ladies and gentlemen, welcome to the Midwest Holding's Fourth Quarter and Full-Year 2021 Earnings Call. My name is Lauren, and I'll be coordinating your call today. [Operator Instructions] I will now hand you over to our host, Tom Bumbolow, to begin. Tom, please go ahead.
Good afternoon, and welcome to Midwest Holding's fourth quarter and full-year 2021 earnings call.