Jim Eccher | Chief Executive Officer |
Brad Adams | Chief Financial Officer |
David Long | Raymond James |
Nathan Race | Piper Sandler |
Chris McGratty | KBW |
Brian Martin | Janney Montgomery Scott |
Good morning, everyone and thank you for joining us today for Old Second Bancorp, Inc's Fourth Quarter 2021 Earnings Call.
On the call today is Jim Eccher, the company's CEO, Gary Collins, the Vice Chairman of our Board, and the company's CFO, Brad Adam. I will start with a reminder that Old Second 's comments today may contain Forward-looking statements about the company's business, strategies and prospects, which are based on management's existing expectations in the current economic environment. These statements are not a guarantee of future performance, and results may differ materially from those projected. Management would ask you to refer to the company's SEC filings for a full discussion of the company's risk factors.