Robert McCormick | Chairman, President, and Chief Executive Officer |
Eric Schreck | Executive Vice President and Florida Regional President |
Michael Ozimek | Executive Vice President and Chief Financial Officer |
Scot Salvador | Executive Vice President and Chief Lending Officer |
Alex Twerdahl | Piper Sandler |
Good day, and welcome to the TrustCo Bank Corp Earnings Call and Webcast. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Before proceeding, we would like to mention that the presentation may contain forward-looking information about TrustCo Bank Corp New York that is intended to be covered by the Safe Harbor and forward-looking statements provided by the Private Securities Litigation Reform Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to the variation risks, uncertainties, and other factors.