Jenn Thompson | Director-Investor Relations |
Andy Cecere | Chairman, President and Chief Executive Officer |
Terry Dolan | Vice Chairman and Chief Financial Officer |
John McDonald | Autonomous Research |
John Pancari | Evercore |
Erika Najarian | Bank of America |
Scott Siefers | Sandler O’Neill. |
Ken Usdin | Jefferies |
Betsy Graseck | Morgan Stanley |
Vivek Juneja | JP Morgan |
Kevin Barker | Piper Jaffray |
Saul Martinez | UBS |
Mike Mayo | Wells Fargo Securities |
Gerard Cassidy | RBC |
Welcome to U.S. Bancorp’s First Quarter 2019 Earnings Conference Call.
Following a review of the results by Andy Cecere, Chairman, President and Chief Executive Officer; and Terry Dolan, U.S. Bancorp’s Vice Chairman and Chief Financial Officer, there will be a formal question-and-answer session. [Operator Instructions] This call will be recorded and available for replay, beginning today at approximately noon, Eastern Standard Time, through Wednesday April 24 at 12:00 midnight, Eastern Standard Time.