Jen Thompson | Director, Investor Relations |
Andy Cecere | Chairman, President and Chief Executive Officer |
Terry Dolan | Vice Chairman and Chief Financial Officer |
Jodi Richard | Chief Risk Officer |
Mark Runkel | Chief Credit Officer |
Scott Siefers | Paper Sandler |
Matt O'Connor | Deutsche Bank |
Saul Martinez | UBS |
Erika Najarian | Bank of America |
Mike Mayo | Wells Fargo Securities |
David Long | Raymond James |
Ken Usdin | Jefferies |
Vivek Juneja | JPMorgan |
Gerard Cassidy | RBC |
David Smith | Autonomous |
Welcome to the U.S. Bancorp’s Second Quarter 2020 Earnings Conference Call.
Following a review of the results by Andy Cecere, Chairman, President and Chief Executive Officer and Terry Dolan, Vice Chair and Chief Financial Officer, there will be a formal question-and-answer session. [Operator Instructions] This call will be recorded and available for replay beginning today at approximately 12 p.m. Eastern through Wednesday, July 22 at 12 midnight Eastern.