Joey Rein | Director of Corporate Strategy |
Duane Dewey | President & CEO |
Barry Harvey | Chief Credit & Operations Officer |
Tom Owens | CFO |
Tom Chambers | Chief Accounting Officer |
Graham Dick | Piper Sandler |
Catherine Mealor | KBW |
Carl Doirin | Raymond James |
00:03 Good morning, ladies and gentlemen, and welcome to Trustmark Corporation's Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode.
Following the presentation this morning, there will be a question-and-answer session. [Operator Instructions] As a reminder, this call is being recorded. 00:28 It is now my pleasure to introduce Mr.