Duane Dewey | President & CEO |
Barry Harvey | CCO |
Tom Owens | CFO |
Tom Chambers | Chief Accounting Officer |
Joey Rein | SVP & Director Corporate Strategy |
Catherine Mealor | KBW |
Kevin Fitzsimmons | D.A. Davidson |
Dave Bishop | Hovde Group |
Carl Doirin | Raymond James |
Good morning, ladies and gentlemen, and welcome to Trustmark Corporation's Fourth Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode.
Following the presentation this morning, there will be a question-and-answer session. [Operator Instructions] As a reminder, this call is being recorded
It is now my pleasure to introduce Mr.