F. Joseph Rein | executive |
Duane Dewey | executive |
Robert Harvey | executive |
Thomas Owens | executive |
George Chambers | executive |
Graham Dick | analyst |
Gary Tenner | analyst |
Catherine Mealor | analyst |
Good morning, ladies and gentlemen, and welcome to Trustmark Corporation's Fourth Quarter Earnings Conference Call. [Operator Instructions].
As a reminder, this call is being recorded. It is now my pleasure to introduce Mr. Joey Rein, Director of Corporate Strategy at Trustmark.