Don MacLeod | Director, Investor Relations |
Darren King | Executive Vice President and Chief Financial Officer |
John Pancari | Evercore |
Kenneth Usdin | Jefferies |
Matt O'Connor | Deutsche Bank |
Steven Alexopoulos | JPMorgan |
Erika Najarian | Bank of America |
Geoffrey Elliott | Autonomous Research |
Brian Klock | Keefe, Bruyette & Woods |
Peter Winter | Wedbush Securities |
Marty Mosby | Vining Sparks |
Paul Martinez | UBS |
Gerard Cassidy | RBC |
Christopher Spahr | Wells Fargo |
Frank Schiraldi | Sandler O'Neill |
Welcome to the M&T Bank First Quarter 2018 Earnings Conference Call. It is now my pleasure to turn the floor over to Don MacLeod, Director of Investor Relations. Please go ahead, sir.
Thank you, Laurie, and good morning. I would like to thank everyone for participating in M&T's first quarter 2018 earnings conference call both by telephone and through the webcast.