Brian Klock | Head of Markets and IR |
Darren J. King | EVP & CFO |
Betsy Graseck | Morgan Stanley |
Ebrahim Poonawala | Bank of America |
Matt O'Connor | Deutsche Bank |
John Pancari | Evercore |
Ken Usdin | Jefferies |
Steven Alexopoulos | JP Morgan |
Gerard Cassidy | RBC |
John Pancari | Evercore |
Frank Schiraldi | Piper Sandler |
Brent Erensel | Portales Partners |
Bill Carcache | Wolfe Research |
Christopher Spahr | Wells Fargo |
Welcome to the M&T Bank First Quarter 2022 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. I would now like to hand the conference over to Brian Klock, Head of Markets and Investor Relations. Please go ahead.
Thank you, Gretchen.