Kevin Haseyama | Strategic Planning & IR Manager |
Robert Harrison | Chairman & CEO |
Eric Yeaman | President & COO |
Ralph Mesick | Chief Risk Officer |
Ravi Mallela | CFO & Treasurer |
Dave Rochester | Deutsche Bank |
Steven Alexopoulos | JP Morgan |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Jackie Bohlen | KBW |
Brock Vandervliet | UBS |
Laurie Hunsicker | Compass Point |
Matthew Keating | Barclays |
Timur Braziler | Wells Fargo Securities |
Good day, ladies and gentlemen, and welcome to the First Hawaiian Q3 2018 Earnings Conference Call. At this time, all participants are on a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow with their time. [Operator Instructions] I'd now like to introduce your host for today's call, Kevin Haseyama.
You may begin.