Kevin Haseyama | IR |
Bob Harrison | Chairman and CEO |
Eric Yeaman | President and COO |
Ravi Mallela | CFO |
Ralph Mesick | CRO |
Dave Rochester | Deutsche Bank |
Jackie Bohlen | KBW |
Laurie Hunsicker | Compass Point |
Arren Cyganovich | Citi |
Good day, ladies and gentlemen, and welcome to the First Hawaiian Inc. Q4 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this call is being recorded.