Aarti Bowman | IR |
Bryan Jordan | CEO |
BJ Losch | CFO |
Susan Springfield | Chief Credit Officer |
Steven Alexopoulos | JPMorgan |
Jennifer Demba | SunTrust |
Brady Gailey | KBW |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Tyler Stafford | Stephens |
Rob Placet | Deutsche Bank |
Garrett Holland | Baird |
Brock Vandervliet | UBS |
Christopher Marinac | FIG Partners |
Good morning, and welcome to the First Horizon National Corporation Fourth Quarter 2018 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Aarti Bowman, Investor Relations. Please go ahead.
Thank you, Gary.