Aarti Bowman | Investor Relations |
Bryan Jordan | CEO |
BJ Losch | CFO |
Susan Springfield | CCO |
Steven Alexopoulos | JPMorgan |
Brady Gailey | KBW |
Ebrahim Poonawala | Bank of America |
Tyler Stafford | Stephens |
Jennifer Demba | SunTrust Robinson |
Garrett Holland | Baird |
Michael Rose | Raymond James |
Good morning and welcome to First Horizon National Corporation First Quarter 2020 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Ms. Aarti Bowman, Investor Relations. Please go ahead.