Matthew Lazzaro | Investor Relations |
Vincent Delie | Chairman, President and Chief Executive Officer |
Gary Guerrieri | Chief Credit Officer |
Vincent Calabrese | Chief Financial Officer |
Frank Schiraldi | Sandler O’Neil & Partners |
Jared Shaw | Wells Fargo Securities |
Casey Haire | Jefferies |
Michael Young | SunTrust Robinson Humphrey Inc |
William Wallace | Raymond James |
Russell Gunther | D.A. Davidson |
Brian Martin | FIG partners |
Good morning, everyone, and welcome to the F.N.B. Corporation First Quarter 2018 Quarterly Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please also note, today’s event is being recorded.