Lisa Constantine | Manager of Investor Relations |
Vince Delie | Chairman, President and Chief Executive Officer |
Gary Guerrieri | Chief Credit Officer |
Vince Calabrese | Chief Financial Officer |
Jared Shaw | Wells Fargo Securities |
Daniel Tamayo | Raymond James |
Casey Haire | Jefferies |
Michael Perito | KBW |
Brandon King | Truist Securities |
Brian Martin | Janney Montgomery |
Good morning, everyone, and welcome to the F.N.B. Corporation’s Third Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please also note today’s event is being recorded.