Phil Green | Chairman, Chief Executive Officer |
Jerry Salinas | Group Executive Vice President, Chief Financial Officer |
A.B. Mendez | Senior Vice President, Director of Investor Relations |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Jennifer Demba | SunTrust |
Dave Rochester | Deutsche Bank |
Alex Lau | JPMorgan |
Brady Gailey | KBW |
Jon Arfstrom | RBC Capital Markets |
Good morning and welcome to the Cullen/Frost Bank, Second Quarter Earnings Conference Call. My name is Amy and I will be facilitating the audio portion of today’s interactive broadcast. (Operator Instructions). At this time I would like to turn the show over to Mr. A.B.