A.B. Mendez | Director-Investor Relations |
Phil Green | Chairman and Chief Executive Officer |
Jerry Salinas | Group Executive Vice President and Chief Financial Officer |
Ken Zerbe | Morgan Stanley |
Dave Rochester | Deutsche Bank |
Jennifer Demba | SunTrust |
Rahul Patil | Evercore |
Brady Gailey | KBW |
Ebrahim Poonawala | Bank of America |
Brett Rabatin | Piper Jaffray |
Anthony Elian | J.P. Morgan |
Peter Winter | Wedbush Securities |
Jon Arfstrom | RBC Capital Markets |
Good day, ladies and gentlemen, and welcome to the Cullen/Frost Bank First Quarter Earnings Call. My name is Sherry, and I will be facilitating the audio portion of today's interactive broadcast. All lines have been placed on mute to prevent any background noise.
For those on you on the stream, please take note of the options available in your event console. At this time, I would like to turn the show over to Mr.