A. B. Mendez | Director, IR |
Phillip Green | Chairman & CEO |
Jerry Salinas | Group EVP & CFO |
Brady Gailey | KBW |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Jennifer Demba | Truist Securities |
Anthony Elian | JPMorgan Chase & Co. |
Jon Arfstrom | RBC Capital Markets |
Kenneth Zerbe | Morgan Stanley |
Greetings and welcome to Cullen/Frost Bankers, Inc.
Third Quarter 2021 Earnings Conference Call. [Operator Instructions]. It is now my pleasure to introduce your host, A.B. Mendez, Senior Vice President and Director of Investor Relations.